IFRS 9 AUTOMATION FOR BANKS & FINTECHS
Stop spending weeks on
IFRS 9 loan classification
Upload your loan portfolio CSV. Get Stage 1/2/3 classification, ECL calculations, reconciliation tables, and audit logs — in seconds.
14-day free trial · No credit card required · Cancel anytime
5 sec
Per portfolio upload
IFRS 9
§B5.5.37 compliant
100%
Audit trail coverage
€0
Excel licenses needed
Everything your compliance team needs
From raw CSV to regulator-ready output in one platform.
⚡
5-Second Classification
Upload a CSV and get Stage 1/2/3 classification with ECL calculations instantly. No manual work.
🤖
AI-Powered Edge Cases
Claude AI handles complex borderline loans where simple rules fall short. Full audit trail included.
📊
ECL Reconciliation
IFRS 9 §35H movement table — opening ECL, migrations, remeasurement, write-offs, closing ECL.
📁
Excel Export
One-click export of portfolios, reconciliation tables, and loan-level data to Excel.
🔔
Email Alerts
Automatic notifications on portfolio uploads and stage migration alerts to your compliance team.
🏦
Regulator-Ready
Full audit log with classification method, rule triggered, AI reasoning, and PD/LGD calculations.
How it works
01
Upload your CSV
Drag and drop your loan portfolio. We accept any CSV with loan ID, amount, and days past due.
02
Automatic classification
Rule-based engine classifies Stage 1/2/3 instantly. AI handles edge cases with full reasoning.
03
Review & export
Review ECL reconciliation, download Excel exports, and share with your audit committee.
Simple, transparent pricing
One plan. Everything included. No per-seat fees.
FREE TRIAL
€0
14 days
✓ 3 portfolio uploads
✓ Up to 500 loans
✓ IFRS 9 classification
✓ ECL calculation
✓ Excel export
PRO
€500
per month
✓ Unlimited uploads
✓ Unlimited loans
✓ AI edge case handling
✓ ECL reconciliation
✓ Email alerts
✓ Audit trail & logs
✓ Excel export
✓ Priority support
Frequently asked questions
What CSV format do you accept?
Any CSV with loan_id, amount, and days_past_due columns. Optional: loan_type, borrower_rating, collateral_value, collateral_type.
How accurate is the classification?
Rule-based classification covers 90%+ of loans deterministically. Claude AI handles edge cases with full reasoning logged.
Is my data secure?
Data is stored in a dedicated Supabase instance. We never share or sell your portfolio data.
Can I export for my auditors?
Yes. Excel exports include loan-level PD, LGD, ECL, and classification reasons. PDF reports coming soon.
Do you support multiple portfolios?
Yes. Upload as many portfolios as you need. All historical data is retained with timestamps.